Western States Financial Management

Western States Financial Management, LLC. is a debt buying company. Unlike a collection agency, a debt buyer actually owns the account after transaction, freeing the seller of the financial, administrative, and management burdens associated with non-performing accounts.

Selling debt to a buyer also eliminates the liability of any Fair Debt Collection Practices Act violations possibly committed by in house staff or secondary agencies and allows staff to focus on more productive and revenue driven activities.

We are a member of the Association of Credit and Collection Professionals. We are not salesmen but experienced lawyers, litigation paralegals, and collection investigators with a professionally trained and courteous staff.

Why Choose Western States?

• Receive immediate cash upon the sale of your bad debt portfolio
• Accelerate your cash flow and increase your liquidation rate on bad debt
• Eliminate the costs of collecting bad debts
• Maintain your employees' time and focus on revenue-generating
• Minimize negative exposure by suing in our name and not yours
• Eliminate all administrative costs associated with old accounts and reduce your overhead
• Over 20 years experience in the collections industry
• Staff thoroughly trained and adhere to FDCPA and HIPAA rules and regulations